Rental Vehicle Damage Travel Insurance
You plan to rent a car during your trip? This insurance covers you anywhere in the world in the event of damage to the vehicle. There is no deductible to pay. This insurance can only be purchased over the phone.
A dedicated team at your service
To buy or to ask questions
Speak with CAA-Quebec specialists on weekdays (8a.m. to 6p.m.) and Saturdays (9a.m. to 5p.m.).
To request travel assistance or to make a claim
Discover the coverage and benefits of Rental Vehicle Damage Insurance
Basic coverage
You’re covered for collision, theft, fire, and vandalism, up to a maximum of $80,000. Vehicle repair or replacement costs are therefore covered.
Reasonable costs of towing expenses, general average, salvage, fire department charges, customs duties and loss of use of the rental vehicle are covered.
See the policy and product summary
Please note that the documents are bilingual, with the English version following the French.
To learn more about this insurance, we invite you to read these documents:
Answers to your questions
The first step is to contact your advisor. If you are not satisfied with the information they provide, you can write to us. For more details, including contact information, please refer to our Complaint Handling and Dispute Resolution Policy.
Everyone has access to the insurance products we offer on our website. You are warmly welcomed to request a quote for any of them that are of interest to you.
Naturally, we provide special benefits for CAA-Quebec members, such as discounts on various insurance premiums as well as preferential rates. Becoming a member to take advantage of these benefits could prove worthwhile for you. Feel free to discuss it with one of our advisors.
Rental Vehicle Damage travel insurance is fully refundable before its effective date. You can also get a full refund during the trip if the insurance is rejected by the commercial rental agency at your destination. Proof may be required.
You will be able to count on our assistance service, however, keep in mind that certain important documents will be required to file your claim:
- Official police accident report
- Copy of the rental agreement you signed
- Copy of the rental agency’s damage report
- Copy (both sides) of your driver’s licence
- Copy of damage or repair estimate
- Copy of insurance policy for personal or business vehicle
- Proof of settlement (refusal or payment) of personal or business vehicle insurance policy
You must then fill out the claim form, either online or through our assistance service.
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Discover our insurance offerings
Medical Travel Insurance
Whether you’re going to Paris for a week or down to Florida for 3 months, this insurance covers you in the event of an accident or medical problem while you’re travelling. However long you’re away, and wherever you’re going. Available for a single trip or for all your trips within a single year.
Trip Cancellation and Interruption Insurance
This insurance protects your investment against a range of risks that may require you to cancel, modify or interrupt your stay. It is available for amounts up to $40,000. A few examples of events that could be covered: a natural disaster, a fire in your home, a change in the date of your final exam, a traffic jam on the highway that causes you to miss your flight, etc.
Single Trip within Canada
Travelling within Canada? You can enjoy the same level of coverage as you would abroad, but at a reduced cost! The Régie de l’assurance maladie du Québec offers limited coverage in the rest of Canada. For this reason, it’s important to take out travel insurance in case of a medical emergency. It’s also very useful if you have to cancel your trip or lose your baggage.
Travel Insurance Package Plan
The most comprehensive insurance coverage. It includes Emergency Medical Care, Trip Cancellation and Interruption, as well as Baggage and Travel Accident coverage. It is available in 3 versions: without emergency medical care, for a single trip or for all your trips throughout the year.
Visitors to Canada Travel Insurance
This insurance covers the medical expenses of people from other countries during their stay in Canada. It ensures that they won’t be left with a hefty bill in the event of illness or injury on Canadian territory. It is available for visits to Canada lasting up to 365 days. It also covers a secondary trip outside the country.
CAA-Québec Assurances refers to Cabinet en assurance de personnes CAA-Québec, firm in insurance of persons. The travel insurance products offered to CAA-Quebec members and to the clients of its group of corporations in Quebec under the name Assurance voyage CAA-Quebec are underwritten by Echelon Insurance doing business under the name Orion Travel Insurance and distributed by Cabinet en assurance de personnes CAA-Québec. They are also offered by Voyages CAA-Québec as part of its travel agency activities. They are offered by CAA-Québec Assurances in Quebec only.