The Snowbird File

Snowbirds, both men and women, pose with big smiles as they stroll by the seaside, arm in arm.

From the choice of destination to the coverage needed to ensure you get the most out of your trip, we’ve put together a wealth of useful information to help you plan your long stay away from winter. 

Which destination to choose for your long stay?

Any reason is a good reason to spend the winter in the warmth. Whether you’re dreaming of napping on the beach, picking up a new language or soaking up the exotic scenery… Here are a few ideas for some great places to stay awhile and escape the cold. 

Destinations for long stays

As popular as ever with Quebec retirees, Florida remains one of the easiest destinations to reach, whether by land or by air. The “Sunshine state,” which enjoys particularly mild weather, welcomes a large community of French-speaking travellers every winter. And one thing’s for sure: there’s always something to do under the Florida sun. Depending on your mood, head for the beach, the theme parks, the golf courses or the docks to tease the fish. The U.S. state boasts a well-developed infrastructure for both services and recreation. 

With breathtaking views of the Pacific Ocean and a consistent climate during winter, Puerto Vallarta and Ixtapa are prime destinations for snowbirds. The region offers a wide range of rental accommodations, top-quality golf courses and friendly establishments where guests can sample Mexican specialties and immerse themselves in the local culture. Between the charms of Puerto Vallarta’s historic centre, the liveliness of its seaside Malecón boardwalk and the fine sandy beaches of Ixtapa, there’s no time for boredom during a stay in Mexico! Direct flights offered from Montréal to Puerto Vallarta. 

Guadeloupe and Martinique both feature a tropical climate and stunning beaches for relaxation and water activities. Fly to the jewels of the French Antilles to discover lush vegetation, gardens, nature trails, cultural sites and colourful markets. All in French, complete with charming Creole accents! With increasingly better access from Quebec, these sunny destinations provide a range of rental homes for long stays. 

Embrace the European atmosphere and the French art de vivre when you drop your bags on the French Riviera. The abundance of apartments and aparthotels available for rent in coastal towns and charming countryside hamlets gives you the freedom to explore the region at your leisure. Between open-air markets, museums and the sea, each day has plenty to offer. Direct flights from Montréal connect to Nice and Marseille. 

Saharan dunes, Atlas range peaks, ruins dating back to Roman times and colourful souks: Morocco and Tunisia are overflowing with exotic landscapes and sights. In winter, the temperate climate and affordable cost of living are convincing a growing number of Quebecers to enjoy long stays in these destinations. The seaside resorts offer a wide range of accommodations on a half-board or full-board basis. Both countries also offer French-language services, handicrafts and mouth-watering culinary delights. 

There’s no shortage of beauty in Portugal, especially in the seaside resorts of the Algarve, where a pleasant temperate climate prevails. Stroll along the lovely beaches and coves of Albufeira, tee off on the golf courses and visit villages, castles and monasteries steeped in history. And of course, why not enjoy a glass of port? Quebecers choose Portugal for its many apartment-hotels, English-language service and the fact that the cost of living is among the most affordable in Europe. Plus, when it comes to gastronomy, you certainly won’t be left hungry in Portugal! 

The Costa del Sol in Spain is a dream destination, renowned for its sunny Mediterranean climate and stunning beaches. Stroll along the golden sands of Marbella, explore the hidden coves of Nerja, and enjoy the world-class golf courses in Mijas. Visit the impressive Alcazaba of Málaga and don’t miss the Picasso Museum for a touch of culture. Savor a refreshing sangria by the sea and enjoy local tapas in the many restaurants. The Costa del Sol is popular with long-stay visitors because it offers numerous apartment hotels, an affordable cost of living, and services available in English. Additionally, the rich and varied flavors of the local cuisine are sure to delight every palate! 

Long-term travel packages

Break away from winter and the daily grind with our explore long-stay experiences. The explore packages include international flights, services of a French-speaking host, optional excursions and perfectly located accommodations, many of which are apartments. The perfect way to see the world in retirement! 

Discover our packages 

Are you torn between the most popular destinations and less frequented little gems? 

To help you decide on your destination under the sun and prepare for your long stay, make an appointment with a travel counsellor. 

Contact a counsellor 

Your health while travelling

Long-Term Travel Insurance: Your comprehensive coverage

The longer the trip, the greater the risks. With its broad range of coverage and options, CAA-Quebec Travel Insurance is the perfect choice for snowbirds looking to set off with peace of mind. 

Discover the coverages 

Travel Insurance FAQ

Yes, it is essential to have travel insurance, especially for emergency medical care. As a visitor, your health care is not covered when you travel abroad. You’ll have to shoulder the entire cost if you fall ill or have an accident. Even for a simple consultation, these bills can get very expensive!

With CAA-Quebec Insurance, you can! For an extra premium, you can avail yourself of an option that covers all your pre-existing conditions and chronic illnesses, on the sole condition that you are stable 7 days prior to departure.1

1. Subject to general policy exclusions. Please refer to the Travel Insurance policy on our website for full details of exclusions.

Yes, if you have taken out emergency medical coverage and the medical emergency is related to a condition that was not pre-existing before your trip.

Of course! You can extend your coverage at any time, even during your trip, as long as your contract is in force and no claims are pending.

Contact your insurer’s assistance service as swiftly as possible, so that we can assist you in the process. We could, for instance, guide you to a nearby recommended hospital. If you are covered by CAA-Quebec Travel Insurance, full information regarding the assistance service can be found in the For your insurance – Claims and assistance section.

It is possible that the condition(s) related to the change in medication or health status may no longer be covered, although this is not always the case. Instead, these conditions may be covered by our pre-existing conditions option. Contact your representative as soon as possible.

These insurance policies essentially cover emergency medical care and any costs or expenses arising from hospitalization. For instance, the return of your vehicle, the return of your baggage, kennel service for your pet, repatriation to Quebec or living expenses (transportation, accommodation, meals) to bring someone to your bedside, and so on, depending on the severity of the situation.

The maximum duration is 183 days. For travel insurance to be valid, you must be covered by the RAMQ. However, the latter will terminate your coverage if you have been outside Quebec for more than 183 days per year. Useful tip: you can take out travel insurance for up to 365 days if you are granted a waiver by the RAMQ.

High-risk sports are generally excluded from most insurance policies, since the risk of accident is much greater. CAA-Quebec Travel Insurance does offer an option to cover certain high-risk sports and activities. Ask one of our representatives for further information or read our report on the matter.

Yes, if no advice to avoid travel to your destination due to COVID-19 has been issued, then it will be treated as a minor ailment. Should you contract the virus at your destination, you will be covered in the same way as you would be for a cold or flu requiring medical attention, whether minor or major.

No, deductibles are usually optional. They’re handy if you’re looking to reduce the amount of your premium. However, make sure you’re in a position to afford this sum, should a health problem arise.

Yes, CAA-Quebec’s assistance service offers telemedicine for minor consultations. No need to leave your hotel! It is important to note that the availability of this service may vary depending on the destination visited and the health status of the person requiring care. 

Planning your moves ahead

Plan your route from home to your destination, whether you’re travelling by car (remember to create your customized TripTik® travel itinerary) or plane. 

Not interested in driving all the way to Florida? Here are some options: 

Options de transport pour vous rendre en Floride

It’s definitely the fastest way to reach your destination. By booking your flight online, you can enjoy the assistance of a travel counsellor for any follow-up or needs that may arise after your purchase. Straightforward, quick and personalized support! Shop for a flight 

Cut the road in half! Drive to Washington, then board a train that will also transport your car to Orlando. Speak to a counsellor 

Transport Laberge transports your car to Florida while you take a flight. CAA-Quebec members enjoy a 5% discount. See the offer 

The perks: seeing the country in a different way, avoiding the cost of restaurant meals, travelling free of accommodation worries… 

Get 160km of towing for your car AND your RV in Canada and the United States. 

Tips and advice that could help you

  • Ask your insurer for a translation of your auto insurance policy. It might come in handy!
  • If you receive a fine abroad, pay it in full right on the spot, without any dispute and as quickly as possible. 

Your travel documents

Passport, driver’s licence, insurance … do you have all your important documents on hand? 

Long-term travel: Properly preparing your home

Before departing, secure your home to forestall theft, damage and other unwanted events. Let your home insurer know you’ll be away. Is your contract due to expire before you return? Opt for pre-authorized payment and email renewal. 

Travelling with pet

Travelling with a furry companion has its share of challenges, but once you’ve overcome them, you’ll have your friend by your side for the duration of your long stay. By car or by plane, it’s possible to take your pooch or kitty with you. 

Destination reached—now what?

Enjoy your sunny vacation to its fullest by planning activities that appeal to you. 

What to do in Florida

Have fun at the top amusement parks or explore southern Florida with your discounted tickets purchased before leaving.

Need to rent a car to get around out there? Remember that CAA-Quebec members enjoy exclusive discounts and benefits. And don’t forget to check your insurance!  

Double up your pleasure by booking a short cruise (2 to 4 days) sailing from Fort Lauderdale, Miami or Port Canaveral. An affordable way to experience this way of travelling and discover even more landscapes!

Enjoy the benefits of CAA-Quebec membership to plan a successful trip

This versatile, free application allows you to request Roadside Assistance and find member-exclusive discounts and rebates—and that’s just the start of it.