Recreational Vehicle Insurance

CAA‑Quebec Auto and Home Insurance is recommended by Protégez‑Vous.

Insure your car and your home with us. You'll enjoy up to 25% off as well as 50 CAA Dollars back.1

A dedicated team at your service

Monday to Friday, 8:30a.m. to 8p.m., and Saturday, 8:30a.m. to 4p.m.

1-844-446-3636

Monday to Friday, 8:30a.m. to 8p.m., and Saturday, 8:30a.m. to 4p.m.

24/7 service is also available in case of emergency.

1-844-866-3434

Discover the coverage and benefits of Recreational Vehicle Insurance

This insurance is complementary to your Auto Insurance. It includes several optional features that can be tailored to your needs. 

 

If you are a member, some coverages are enhanced for you or are included!

Basic coverage

Civil liability insurance, also known as third-party liability, helps protect you in the event of an accident for which you are responsible. For example, if you damage someone else’s property (fence, house, etc.). Or, if you cause injury or fatality to a person in a province other than Quebec or in the United States. 

 

In Quebec, regardless of the age of your vehicle, the law requires you to have liability coverage of at least $50,000 (car, recreative vehicle, motorcycle) or $1,000,000 (snowmobile, quad). However, insurers generally recommend coverage of $1 million or $2 million for all vehicles, especially if you travel outside of Quebec. 

 

Exclusivity of the No-Stress Police®: CAA-Quebec members are entitled to coverage of up to $2 million at no additional cost (compared to a coverage of $1 million).

Additional coverage and options

This coverage compensates you for damage caused to your vehicle in the event of a collision, rollover, etc. For recreational vehicles, the minimum deductible is $500.

This coverage can compensate you for loss or damage to your vehicle caused by most disasters, such as: fire, theft, vandalism, broken glass, collision with an animal or person, or adverse weather conditions.

You won’t have to pay any deductible to replace your keys or have them recoded, up to $500! What’s more, this claim does not increase your premium. 

 

Exclusivity of the No-Stress Police®: this coverage is included for members.

This option covers you if your vehicle is damaged in a hit-and-run or is declared a total loss. You won’t have to pay any deductible.   

 

Exclusivity of the No-Stress Police®: this coverage is included for members.

Certain conditions apply.

You get coverage of up to $100,000 in the event of damage to a vehicle rented in Canada or the United States. This way, you don’t have to take out the expensive insurance offered by rental car companies! 

 

Exclusivity of the No-Stress Police®: this coverage is included for members.

This coverage compensates you for certain costs you may incur for car rental, cab or public transit if you are unable to use the insured vehicle due to a covered loss. 

Exclusivity of the No-Stress Police®: This coverage is included for CAA-Quebec members. It offers up to $3500 in compensation for the rental of a vehicle following damage, and up to $2000 for additional expenses incurred during a trip.

Answers to your questions

The first step is to contact your advisor. If you are not satisfied with the information they provide, you can write to us. For more details, including contact information, please refer to our Complaint Handling and Dispute Resolution Policy.

Everyone has access to the insurance products we offer on our website. You are warmly welcomed to request a quote for any of them that are of interest to you.

Naturally, we provide special benefits for CAA-Quebec members, such as discounts on various insurance premiums as well as preferential rates. Becoming a member to take advantage of these benefits could prove worthwhile for you. Feel free to discuss it with one of our advisors.

You must notify your insurer when your car or recreational vehicle is stored for a season. You must also notify your insurer when you resume use of your vehicle. With CAA-Quebec Insurance, the quickest way is to fill out this online form. 

 

However, in the case of a motorcycle, scooter, snowmobile or quad, you don’t need to fill out the form. The storage and removal of these vehicles is already included in your annual fee.  

 

Also, remember to notify the Société de l’assurance automobile du Québec when storing or removing a vehicle.

Here are the recreational vehicles that can be covered by CAA-Quebec insurance:  

  • Conventional/heavy-duty motorhome (Class A motorhome) 

  • Camping van-type recreational vehicle such as Safari Condo, Chevrolet Express, Westfalia, etc. (Class B motorhome) 

  • Mini-motorhome (Class C motorhome) 

  • Travel trailer  

Travel trailers can also be covered by home insurance, depending on their use

No. You must have CAA-Quebec Auto Insurance for your car, pickup truck or electric vehicle. Your recreational vehicle is added to this contract.   

 

Should you wish to insure a travel trailer, it can also be added to your Home Insurance. Whether or not this is possible depends on how you use it.

What our customers think about their experience

Discover our insurance offerings

Certain conditions apply. The insurer reserves the right to choose the risks it covers.

1) Discount available when an insured person who is a CAA-Quebec member holds both Auto Insurance and Home Insurance for a house, apartment, or condominium. Discount varies from one file to another. New customers who are CAA-Quebec members and combine Auto and Home insurance are offered 50 CAA Dollars. Both policies must be purchased on the same day. This CAA Dollars rebate offer ends on March 30, 2026.

CAA-Québec Assurances refers to CAA Quebec Auto and Home Insurance Inc., damage insurance agency. Auto and home insurance offered to CAA-Quebec members and to the clients of its group of corporations in Quebec under the name CAA-Quebec Auto Insurance or CAA-Quebec Home Insurance are underwritten by Prysm General Insurance Inc. (“Prysm”) and distributed by CAA-Quebec Auto and Home Insurance Inc. CAA-Quebec Auto and Home Insurance Inc. offers exclusively auto and home insurance products from Prysm. They are offered by CAA-Québec Assurances in Quebec only.