Motorcycle and Scooter Insurance

You have the choice between a $1 million and $2 million civil liability insurance policy. 

It helps protect you in the event of an accident for which you are responsible. For example, if you damage someone else’s property (fence, house, etc.). Or, if you cause injury or fatality to a person in a province other than Quebec or in the United States. 

In Quebec, regardless of the age of your vehicle, the law requires you to have liability coverage of at least $50,000 (car, recreative vehicle, motorcycle) or $1,000,000 (snowmobile, quad). However, insurers generally recommend coverage of $1 million or $2 million for all vehicles, especially if you travel outside of Quebec.

This coverage compensates you for damage caused to your vehicle in the event of a collision, rollover, etc. You can choose the deductible that best suits your needs: $250, $500, or $1,000.

This coverage can compensate you for loss or damage to your vehicle caused by most disasters, such as: fire, theft, vandalism, broken glass, collision with an animal or person, or adverse weather conditions.

Your rates reflect the fact that your vehicle is not used year-round. So, there’s no need to call to let us know when your vehicle is being stored or when it is returning to the road!