Home grant programs in Quebec and Canada
A wide range of grant programs are available in Quebec and Canada to help homeowners and prospective buyers reduce the costs of buying or renovating a home. They can be applied to purchasing a home, completing renovations, improving energy efficiency, or even adapting a home to meet specific needs.
Federal financial assistance
Federal programs focus primarily on homeownership, renovations, and energy efficiency.
CMHC – Homebuyer incentives and rebates | |
Home Buyers’ Plan (HBP) | |
CMHC Eco Plus – Partial insurance premium refund for people who purchase an energy-efficient home | |
CMHC Eco Improvement | |
Oil to Heat Pump Affordability program (ending July 31, 2026) |
These initiatives help reduce the cost of homeownership while encouraging energy-efficient construction and renovation.
Provincial financial assistance (Quebec)
In Quebec, provincial programs support home renovations, energy efficiency upgrades, and home adaptations.
Financial assistance for electric vehicle charging stations (electric or plug-in hybrid vehicles) | |
Novoclimat – Financial assistance for the construction of energy-efficient homes | |
Rénoclimat – Financial assistance to improve your home’s energy performance | |
Rénoclimat – Support for adapting your home to protect it from flooding (October 2026) | |
Tax credit for upgrading residential wastewater treatment systems (applies to years 2017 to 2027 only) | |
Partial GST and QST rebate for owners of new or substantially renovated housing | |
Éconologis – Assistance for low-income households to improve the comfort and energy efficiency of their homes during winter (October to March each year) |
Société d’habitation du Québec (SHQ)
Some programs are intended for low-income households or specific situations.
RénoRégion – Financial assistance for low-income homeowners in rural areas to correct major deficiencies in their homes | |
Residential Adaptation Assistance Program (RAAP) for people with disabilities |
These programs primarily focus on housing safety, accessibility, and habitability.
Energy provider programs
Some energy providers also offer grants and incentives to improve the energy efficiency of homes.
Hydro-Québec
Free residential electricity consumption assessment | |
LogisVert – Financial assistance for implementing energy-efficiency measures such as thermal storage systems, heat pumps, roof insulation, solar panels, appliances, and pool pumps | |
LogisVert – Heat pumps for modest-income households |
Énergir
Smart thermostats | |
Smart thermostat supplement for low-income households |
These programs encourage reduced energy consumption and the adoption of more energy-efficient technologies.
Municipal programs
Some cities offer additional financial assistance to support homeownership and renovation projects.
City of Québec – Accès Famille program to help families become homeowners | |
City of Montréal – Home Purchase Assistance Program | |
City of Montréal – RénoPlex | |
City of Laval – Assistance for replacing an oil heating system |
Other programs
Canadian Lung Association – Financial support for radon mitigation |
Takeaways
Home grant programs vary depending on the type of project, the region, and the applicant’s financial situation. They may apply to the purchase of a home, renovations, energy-efficiency improvements, or home adaptation projects.
Before applying, review the official eligibility criteria to determine whether you qualify and to understand the specific requirements.
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